We actually received all refunds from our cancelled trips. Both the Air France refunds from the July trip and the Norwegian Cruise Line refund from the spring break trip hit in the same week, so our credit card balance looks pretty good! AirBnB issued us a credit, which we’re using next month. I think the only outstanding thing is the London Pass, which originally expired 12/31/2020. I contacted them, and they extended the expiration date to 12/31/2021. Honestly, the companies have been really good about all of this. I feel bad for them and can’t wait to travel when it’s safe.